3-Hour ALM & Budget Online Software
Training Classes
(3 CPE Credits Available)
Online BASIC ALM Training:
- Q&A on mapping/importing loan, NMS, certificates
- Importing bond accounting CSV or investments in Excel
- Trends in Historical Key Ratios & using peer group
- Rate Sensitivity Factors, CPRs & discount rates
- 2026 ALM Policy & selecting your Income Simulation horizon
- Valuing NMS at theoretical value in NEV analyses
- Market values of assets & liabilities
- Review Shocked NEV & Income Simulation results
- NCUA’s NEV Supervisory Test assumptions & results
- Discuss the Liquidity Guidelines Reporting Document & using the cautionary ranges
- Appendix A Reporting Document for Concentration Risk Policy and why workpapers are important
Online ADVANCED ALM Training:
- Economic Update–Jeff Brick, CFA, President of Brick Capital Management, Inc.
- Relevant tests & potential impact of rising & falling rates
- 2026 ALM Policy guidelines for Income Simulation
- Select a 3- or 5-year Income Simulation Horizon
- Current Offer/Reinvestment Rates vs Market Rates
- NMS assumptions that affect NMS premiums in NEV
- Unrealized asset losses & the offsetting NMS premiums
- Historical NMS Studies for Average Maturities & RSFs (What could be wrong with assuming historical behavior in an NEV analysis?)
- NMS assumptions & building a margin of safety in internal controls
- Strategies that improve Shocked NEV results
- Cashflow projections in the Baseline Contingency Funding Test & using severe Contingency Funding Stress Tests to assess your CU’s borrowing capacity with Total Liquidity & Balance Sheet Liquidity
- Sample Rolling 12-Month Cash Flow tool
- Sensitivity Analyses, Liquidity What Ifs & other What Ifs
- Why periodic backtesting exercises are prudent & a form of ALM validation
- What should be included in ALCO Minutes
Online Budget Training:
- Economic Update–Jeff Brick, CFA, President of Brick Capital Management, Inc.
- Budget considerations for your 2027 Budget
- Budget data inputs for CU/BUDGET-ware
- Importance of a “balance sheet-driven” budget
- Discuss forecasting models & budget assumptions
- Demonstrate integration (importing projected loan, investment & term certificate runoff from an ALM scenario into CU/BUDGET-ware)
- Variance Reports can facilitate explaining budgeted vs actual performance
- Interpreting Budget Reports
Three CPE credits are available per 3-hour class in most states. Cancellations must be made 3 business days prior to the class for a full refund. Training participants are required to be on Version 12.1 and have their type codes mapped prior to training. Please contact our office at least a few weeks prior to Training if assistance is needed.