4-Hour ALM & Budgeting Online Training Classes
Online BASIC ALM Training:
- Discussion of Download Types in Version 11.1
- Demo of loan, NMS, CD type codes & importing data
- Discuss RSFs, lags, prepayments & discount rates
- Why is ramp testing preferred in Income Simulation?
- Discuss market values of assets & liabilities
- Guidelines if NMS are valued at par
- Interpreting your NEV & Income Simulation results
- NEVs are worse than in Supervisory Test if NMS at par
- Understanding Historical Key Ratios & peer data
- Using the Liquidity Guidelines Reporting Document
- Using Appendix A of the Concentration Risk Policy
Online ADVANCED ALM Training:
- Quick demo of mapping loan, NMS, CD type codes
- Demo of Bond accounting imports from a CSV file
- Current Market Rates vs Offer/Reinvestment Rates
- Discuss impact of zero rate environment on ALM results
- Guidelines & Internal Controls if NMS are valued using average maturities. Building in a “margin of safety”
- NEV with NMS valuation and resulting “premiums”
- Why is my NEV better than in NEV Supervisory Test?
- Range of Shock Tests today
- Assumptions in Baseline & Contingency Funding Tests
- Annual required What-Ifs & Sensitivity Analyses
- Backtesting exercises to validate your ALM results
Online Budget Training:
- Budget data input & imports into CU/BUDGET-ware
- Develop and/or refine a balance sheet driven budget
- Discuss forecasting models & budget assumptions
- Variances between budgeted and actual results
- Importing loan, investment & certificate runoff from ALM
- Interpret Budget Reports
Online Training will be offered in June, July, September, October and November. Four CPE credits are available per 4-hour class in most states. Cancellations must be made at least 2 weeks prior for a full refund. Training participants are required to be on Version 11.1 and have their type codes mapped prior to training. Please contact our office at least a few weeks prior to Training if assistance is needed.