4-Hour ALM & Budget Online Software
Training Classes
Online BASIC ALM Training:
- Q&A about mapping & importing loan, NMS & CD CSVs
- Bond Accounting imports using a CSV file
- RSFs (betas), lags, prepayments & discount rates
- Why are ramp tests preferred in Income Simulation?
- Market values of assets & liabilities
- NEV guidelines if NMS at par or at theoretical value
- Interpreting your NEV & Income Simulation results
- NEVs are worse than in Supervisory Test if NMS at par
- Understanding Historical Key Ratios & peer data
- Using the Liquidity Guidelines Reporting Document
- Using Appendix A of the Concentration Risk Policy
Online ADVANCED ALM Training:
- Current Market Rates vs Offer/Reinvestment Rates
- Impact of the rising rate environment
- Asset unrealized losses & offsetting NMS premiums
- NMS Internal Controls & building in a “margin of safety”
- Assumptions that affect NMS premiums in NEV
- Why is my CU’s own NEV better than NCUA’s NEV Supervisory Test results?
- Why did the NEV Supervisory Test results dramatically deteriorate as Treasury rates rose last year?
- Relevant Shock Tests today
- Dealing with tighter liquidity now
- Assumptions in Contingency Funding Tests
- Annual required What-Ifs
- Backtesting exercises are a form validation
Online Budget Training:
- Budget data input & imports into CU/BUDGET-ware
- Develop and/or refine a balance sheet-driven budget
- Discuss forecasting models & budget assumptions
- Variances between budgeted and actual results
- Importing loan, investment & term CD runoff from ALM
- Interpret Budget Reports
Four CPE credits are available per 4-hour class in most states. Cancellations must be made 3 business days prior to the class for a full refund. Training participants are required to be on Version 11.1.1 and have their type codes mapped prior to training. Please contact our office at least a few weeks prior to Training if assistance is needed.