4-Hour ALM & Budgeting Online Training Classes
Online BASIC ALM Training:
- Q&A about mapping & importing loan, NMS & CD CSVs
- Discuss RSFs, lags, prepayments & discount rates
- Why are ramp tests preferred in Income Simulation?
- Discuss market values of assets & liabilities
- NEV guidelines if NMS are valued at par
- Interpreting your NEV & Income Simulation results
- NEVs are worse than in Supervisory Test if NMS at par
- Understanding Historical Key Ratios & peer data
- Using the Liquidity Guidelines Reporting Document
- Using Appendix A of the Concentration Risk Policy
Online ADVANCED ALM Training:
- Bond Accounting imports using a CSV file
- Current Market Rates vs Offer/Reinvestment Rates
- Possible Impact of the current rising rate environment
- The growing unrealized losses on assets
- Internal Controls if average maturities are used to value NMS. Why build in a “margin of safety” in assumptions?
- What affects premiums on NMS in the NEV analysis?
- Why is my CU’s own NEV better than NCUA’s NEV Supervisory Test’s NEV? Why did the latter deteriorate so much in recent ALM reports?
- Relevant Shock Tests now
- Assumptions in Baseline & Contingency Funding Tests
- Annual required What-Ifs & Sensitivity Analyses
- Backtesting exercises to use as a form validation
Online Budget Training:
- Budget data input & imports into CU/BUDGET-ware
- Develop and/or refine a balance sheet-driven budget
- Discuss forecasting models & budget assumptions
- Variances between budgeted and actual results
- Importing loan, investment & term CD runoff from ALM
- Interpret Budget Reports
Four CPE credits are available per 4-hour class in most states. Cancellations must be made at least 2 weeks prior for a full refund. Training participants are required to be on Version 11.1 and have their type codes mapped prior to training. Please contact our office at least a few weeks prior to Training if assistance is needed.