Our Team

Bridget C. Balesky

President of Brick & Associates, Inc.
VP of Brick Capital Management, Inc.


Bridget has been with the firm since 1989.  She developed the firm’s Advanced ALM Training Program which hundreds of CU representatives have been through.  She developed the firm’s Institution-Specific 2-Hour Video Board/ALCO Training Program and has conducted many of these sessions for individual CUs. The sessions include topics such as An Effective ALM/IRR Process; Understanding Concentration Risk; Unveiling the Mystery behind Non-Maturity Share Valuation & NEV analysis; Effective Liquidity Management Practices & Contingency Funding Planning; Cash Flow Uncertainty due to Embedded Options in Balance Sheets; and Understanding Historical Key Ratios, Peer Data & your IRR Profile.  Bridget assists CUs in developing strategies that bring positive results.  She has conducted educational sessions for NCUA examiners, state examiners, CUES, CU Leagues, and many individual credit unions.  She is a regular speaker at Brick & Associates’ Annual Strategic Conferences.  Bridget has written articles for League publications on various topics.  Bridget helps develop and update the firm’s Model Policies and is involved in R&D. Bridget received a Bachelor of Arts degree with a major in Financial Administration from Michigan State University.  Bridget can be reached at bridget@brickinc.com.

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Jeffrey R. Brick, CFA

President of Brick Capital Management, Inc.
VP of Brick & Associates, Inc.


Jeff has been with the firm since 1995.  Jeff manages credit union investment portfolios with a combined value of $2.5 billion for Brick Capital Management, Inc. (BCM).  He specializes in developing credit union investment strategies in an ALM context and provides non-discretionary investment recommendations to BCM’s clients.  Jeff closely follows the financial markets, the Fed, and all market-moving information on a daily basis. Jeff writes the Target Rate Structures sent to B&A and BCM clients following most Federal Open Market Committee (FOMC) meetings.  In addition, Jeff assists ALCOs, Boards of Directors, and management teams of BCM and B&A credit union clients as they deal with all aspects of the balance sheet. Jeff is a regular speaker at the firm’s Annual Strategic Conferences to share his insight into the investment markets and the ever-changing economic climate. Jeff received a Bachelor of Science Degree with a major in Financial Management from Rensselaer Polytechnic Institute (RPI).  Jeff holds the Chartered Financial Analyst (CFA) designation.  Jeff can be reached at jeff@brickinc.com.

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Kerry E. Brick

VP of Brick & Associates, Inc. and Brick Capital Management, Inc.


Kerry has been with Brick & Associates since 1987 and is involved in many aspects of the firm.  Over a nine-year period, Kerry trained NCUA and state regulators on the ALM concepts and the ALM process.  She instructs Brick & Associates’ Basic ALM and Budgeting/Strategic Planning Training Classes.  Kerry also assists ALCO members in interpreting and utilizing the CU/ALM-ware and CU/BUDGET-ware Reports to develop strategies.  She conducts conference calls on institution-specific ALM and Budget-related issues.  Kerry is involved in research and development.
Kerry received a Bachelor of Arts degree with a major in Financial Administration from Michigan State University.  Kerry can be reached at kerry@brickinc.com.

Krista R. Heyer

VP of Operations of Brick & Associates, Inc.


Krista has been with the firm since 1993.  She works closely with clients to assist them with understanding the CU/ALM-ware and CU/BUDGET-ware Systems and manages technical support for clients.  Krista manages marketing and business operations for the firm and organizes our Annual Strategic Conferences and the ALM and Budgeting Training Sessions.  She is in charge of web design and content management.  Krista is involved in research and development and assists with overseeing the many databases that are used to create all of the economic graphs for the conferences.  When a new credit  union comes on board with us, Krista oversees the set-up process.  Krista received a Bachelor of Arts degree in Office Automation Systems from Ferris State University.  Krista can be reached at krista@brickinc.com.

Fredric J. Balesky II (Ric)

Project Manager of Brick & Associates, Inc.


Ric has been associated with the firm since 2006.  He has in-depth experience using the B&A CU/ALM-ware® System and has produced hundreds of ALM analyses and Historical Key Ratios reports over the past 16 years.  Ric assists with topic research for the Annual Strategic Conference and is involved in new project initiatives, marketing and business operations for the firm.  Ric has extensive experience as both a business owner and corporate executive in the development and construction of residential condominiums, homes, apartments and property management.  Ric is a licensed real estate broker in the state of Michigan and received a Bachelor of Arts degree in Business Administration from Michigan State University.  Ric can be reached at ric@brickinc.com.

DR. RICHARD R. RADTKE

Lead Software Programmer of Brick & Associates, Inc.


Dick is the lead programmer for the CU/ALM-ware and CU/BUDGET-ware Systems. His experience includes managing more than 150 software developers for Ford Motor Company. He won the Henry Ford Technology Award for developing a computer program used by Ford to predict fuel economy and performance of Ford vehicles. Dick has a Bachelor of Science degree in mathematics from Michigan State University and a PhD in Computer Science from the University of Wisconsin-Madison.

Bridget C. Balesky

President of Brick & Associates, Inc.
VP of Brick Capital Management, Inc.


Bridget has been with the firm since 1989.   Bridget assists CUs in developing strategies that bring positive results.  She developed the firm’s Advanced ALM Training Program which hundreds of CU representatives have been through. She has conducted educational sessions for NCUA examiners, state examiners, CUES, CU Leagues, and many individual credit unions.  She keeps clients up to date on what they need to know about ALM and the rate environment.  Bridget has written articles for League publications on various topics.  Bridget helps develop and update the firm’s Model Policies and training materials.  She oversees R&D.  She developed the firm’s Institution-Specific Board/ALCO Training Program and has conducted hundreds of these sessions for individual CUs. The sessions include topics such as An Effective ALM/IRR Process; Understanding Concentration Risk; Unveiling the Mystery behind Non-Maturity Share Valuation & NEV analysis;  What CUs need to know about the NEV Supervisory Test, Effective Liquidity Management Practices & Contingency Funding Planning; Cash Flow Uncertainty due to Embedded Options in Balance Sheets; and Understanding Historical Key Ratios, Peer Data; and Understanding your CU’s interest rate risk profile and opportunities.  Bridget received a Bachelor of Arts degree with a major in Financial Administration from Michigan State University.  Bridget can be reached at bridget@brickinc.com.

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Kerry E. Brick

VP of Brick & Associates, Inc. and
Brick Capital Management, Inc.


Kerry has been with Brick & Associates since 1987 and is involved in many aspects of the firm.  Over a nine-year period, Kerry trained NCUA and state regulators on the ALM concepts and the ALM process.  She instructs Brick & Associates’ Basic ALM and Budgeting/Strategic Planning Training Classes.  Kerry also assists ALCO members in interpreting and utilizing the CU/ALM-ware and CU/BUDGET-ware Reports to develop income enhancing and interest rate risk reducing strategies.  Kerry also assists clients with ALM backtesting exercises and CECL issues and questions.  She conducts conference calls on institution-specific ALM and Budget-related issues.  Kerry is involved in research and development.
Kerry received a Bachelor of Arts degree with a major in Financial Administration from Michigan State University.  Kerry can be reached at kerry@brickinc.com.

Fredric J. Balesky II (Ric)

Project Manager of Brick & Associates, Inc.


Ric has been associated with the firm since 2006.  As Project Manager, Ric is instrumental in new project initiatives and our business operations. He has in-depth experience using our CU/ALM-ware® System and has produced a few thousand ALM analyses and Historical Key Ratios reports over the past 16 years.  Ric provides technical support to clients.  Ric has extensive experience as both a business owner and corporate executive in the development and construction of residential condominiums, homes, apartments and property management.  Ric is a licensed real estate broker in the state of Michigan and received a Bachelor of Arts degree in Business Administration from Michigan State University.  Ric can be reached at ric@brickinc.com.

Jeffrey R. Brick, CFA

President of Brick Capital Management, Inc.
VP of Brick & Associates, Inc.


Jeff has been with the firm since 1995.  Jeff manages credit union investment portfolios with a combined value of $4.3 billion for Brick Capital Management, Inc. (BCM).  He specializes in developing credit union investment strategies in an ALM context and provides non-discretionary investment recommendations to BCM’s clients.  Jeff closely follows the financial markets, the Fed, and all market-moving information on a daily basis. Jeff writes the Target Rate Structures sent to B&A and BCM clients following most Federal Open Market Committee (FOMC) meetings.  In addition, Jeff assists ALCOs, Boards of Directors, and management teams of BCM and B&A credit union clients as they deal with all aspects of the balance sheet.  Jeff received a Bachelor of Science Degree with a major in Financial Management from Rensselaer Polytechnic Institute (RPI).  Jeff holds the Chartered Financial Analyst (CFA) designation.  Jeff can be reached at jeff@brickinc.com.

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Krista R. Heyer

VP of Operations of Brick & Associates, Inc.


Krista has been with the firm since 1993.  She works closely with clients to assist them with understanding the CU/ALM-ware and CU/BUDGET-ware Systems and manages technical support for clients.  Krista manages marketing and business operations for the firm.  She is also responsible for the content management of our website.  Krista is involved in research and development and manages the many databases used to update our dozens of economic graphs.  When a credit union initially comes on board with us, Krista oversees the ALM set-up process.  Krista received a Bachelor of Arts degree in Office Automation Systems from Ferris State University.  Krista can be reached at krista@brickinc.com.

DR. RICHARD R. RADTKE

Lead Software Programmer of Brick & Associates, Inc.


Dick is the lead programmer for the CU/ALM-ware and CU/BUDGET-ware Systems. His experience includes managing more than 150 software developers for Ford Motor Company. He won the Henry Ford Technology Award for developing a computer program used by Ford to predict fuel economy and performance of Ford vehicles. Dick has a Bachelor of Science degree in mathematics from Michigan State University and a PhD in Computer Science from the University of Wisconsin-Madison.

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