It’s All About Ideas!
A Leader in Asset-Liability Management

Brick & Associates has been providing Asset-Liability Management services since 1987 and works with over 600 Credit Unions.

2018 Strategic Conferences

ALM Services


ALM Consulting

We provide extensive ALM Consulting services to credit unions ranging from $3 million to $7 billion in assets.  Since 1987, we have consulted CUs on most areas of financial management and provided credit union-specific strategies.  Our ALM Consulting includes conference calls, Target Rate Structures & economic commentary, ALM memos, research papers, peer group data, economic graphs, analysis of products and services, ideas for What-Ifs or sensitivity analyses, and policy updates.

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Live Video ALM Training for Boards & ALCOs

We have trained hundreds of Boards and ALCOs over many years. Our interactive 2-hour CU-specific ALM training via live video provides your team with the ALM knowledge specific to the CU’s Interest Rate Risk, liquidity and performance for oversight and governance. Learn how to interpret your ALM position and risk, investment strategies, peer group performance, contingency funding stress testing and more.

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ALM Outsourcing & Consulting Services

An ALM Outsourcing relationship with us is a turn-key process since we produce the ALM reports, Key Ratios, and required What-If analyses.  This is augmented by consulting, strategies, and policy development so you can focus on serving your members.

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Second Opinion ALM Analysis, Independent ALM Review, & Backtesting

NCUA indicated that these are the three most common forms of ALM Validation. We provide all three of these services. Call us regarding your needs and to find out more about these services. A Certification Letter from a CPA firm is available for the CU/ALM-ware System.

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Suite of Model Policies & Monitoring Tools

The CU industry is highly regulated. CU/ALM-ware users and ALM Outsourcing clients receive our Suite of seven Model Policies, monitoring tools, and policy updates to meet regulatory requirements and best practices. Our Policies can be easily tailored. Non-clients may purchase our Suite of Policies.


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ALM & Budgeting Software Solutions

CU/ALM-ware is a sophisticated, comprehensive, and robust System.  It produces detailed and summarized interest rate risk results so that strategies may be tested before implementation.  CU/BUDGET-ware is a Budgeting & Strategic Planning Solution that helps management chart their course.

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The CU/ALM-ware System® and reports are used to measure and monitor interest rate risk and financial performance. The System includes NEV analysis, the NCUA’s new NEV Supervisory Test, 5-year income simulation, liquidity and cash flow projections, Contingency Funding Stress Testing, Historical Key Ratios with peer group data and important tools to assess loan, investment and liability strategies prior to implementation. Ramp testing, immediate shock tests, yield curve shifts provide robust analytics and interesting What-If capabilities.

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The CU/BUDGET-ware® System and Reports are used to develop a comprehensive balance-sheet driven budget and a 2- to 5-year Strategic Plan with variance reports, diagnostic reports, and Summary Executive Board Reports. CU/BUDGET-ware can be integrated with CU/ALM-ware for a complete forecasting package.

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FOMC Meetings, Software Training & Strategic Conference Calendar

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Have questions or want to set up CU-specific video training?
Talk to a Brick & Associates representative to find out more.

Investment Advisory Program for Credit Unions

sponsored by Brick Capital Management, Inc.

Brick Capital Management, Inc. (BCM) is a federally registered investment advisor offering a fixed-fee, low-cost Investment Advisory Program for Credit Unions.


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“We are deluged with economic data every day. What is often missing is the “so what?” The Brick & Associates conferences provide us with this very important missing piece. An equally valuable benefit for us from attending this annual conference is it prepares our volunteers to ask better questions. The level of discussion, and debate, at our ALCO meetings has been significantly elevated because of these conferences. If budgetary constraints require you to cut back on conference attendance, I would suggest that this is one you keep on the “must go to” list.”

– John Young, President/CEO of New Hampshire FCU, NH

“I just wanted to extend my thanks for a great Board/ALCO Training Session. The Board commented on how well the information was presented and how easy it was to understand and follow along. I can tell you that the Board was completely engaged for the entire two hours! Your analysis was so timely given the ALM challenges we are facing. You’ve provided a fresh prospective and I fully believe it will make my job so much easier as we continue these discussions.”

-Dana Taglianetti- VP/Controller of Rhode Island CUin Providence, RI

“To me, the Brick & Associates, Inc. Strategic Conference provides credit unions with the “most bang for their conference buck.” While the conference always features topics which are current, detailed, and extremely relevant to credit unions, perhaps the best feature of this conference is the unique perspective and depth of knowledge of its speakers. Each year that I’ve attended this conference, not only has it paid for itself many times over, but I always leave with a fresh set of ideas to help improve my credit union. I would highly recommend this conference to any credit union professional.”

-Jason Metallo, CFO of Southern Lakes CU in Kenosha, WI

“I heard many comments from other credit unions that this year’s conference carried messages that directly addressed what they were experiencing in this shrinking margin and pressured liquidity environment. Our experience is no different. I came home with fresh ideas to attack the problem instead of crouching in a corner and waiting for it to blow over. The Brick Conference always delivers a shot-in-the-arm that gives me my yearly booster that I always seem to need. Tough times require tough decisions and if we’re not all on the same page strategically, then unnecessary board and management friction could eat away at the organization.”

-Brian Barkdull, CEO of American Southwest CU in Sierra Vista, AZ

Interested in Scheduling a Brief Consultation?

Talk with Brick & Associates about your needs and learn more about their extensive experience.

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