Asset-Liability Management :-
The CU/ALM-ware System is the analytical tool used by the clients of Brick & Associates to monitor and control interest rate risk and to test strategies prior to implementation. The CU/BUDGET-ware System is linked with CU/ALM-ware but is sold separately since some people may only need an ALM or a budgeting package but not necessarily both. If the CU/ALM-ware and CU/BUDGET-ware Systems are purchased simultaneously the institution receives a 10% discount off the cost of each System.
CU/ALM-ware® System Prices |
Institutions Under $25 Million in Assets |
$2,975 * |
Institutions Over $25 Million in Assets |
$3,975 * |
*Additional 10% Discount if the CU/ALM-ware and
CU/BUDGET-ware are purchased simultaneously.
Separate One-Time, Initial Set-Up Fee |
VERSION: 9.1
Shock Testing
- User-Defined Immediate Shock Tests
- User-Defined Ramp Shock Tests
- Automated Parallel & Non-Parallel Yield Curve Shift
Income Simulation Reports
- 3-Year Income Simulation
- 5-Year Income Simulation
- ALM Executive Summary
- ALM Assumptions Report
- 3-Year Simulated Key Ratios
- Average Life/Repricing Report
- Schedule A (Diagnostic Report)
- Monthly NII Report
Net Economic Value (NEV) Reports
- Current Market Value Report
- Shocked Market Value Report
- ALM Executive Summary Report
Non-Maturity Deposit (NMD) Reports
- NMD Premium Report
- Current Market Value Report
- Shocked Market Value Report
- Decay Rate Database
- NMD Valuation Assumptions
Liquidity & Contingency Funding Reports
- Contingency Funding Stress Test (No Shock & Shocked)--Pursuant to 2010 Liquidity Guidance by FFIEC (including NCUA)--Available in Ver. 9 to be released in January 2012
- Financial Statement
- Fixed-Rate Maturity/Call Distribution of Investments
- Shocked Fixed-Rate Maturity/Call Distribution of Investments
- Variable-Rate Maturity Distribution of Investments
- Shocked Variable-Rate Maturity Distribution of Investments
- Variable-Rate Maturity Distribution of Investments
- Shocked Variable-Rate Maturity Distribution of Investments
- Maturity/Call Distribution of Borrowed Funds
- Shocked Maturity/Call Distribution of Borrowed Funds
- Member Certificate Distribution
- Shocked Member Certificate Distribution
- Investment Listings
- Member Business Loan Portfolios
- Borrowed Funds Listing
- Current & Shocked Liquidity Reports
- Current & Shocked Gap Reports
Other Reports
- Financial Statement
- Investment Listings
- Member Business Loan Portfolios
- Borrowed Funds Listing
Key Ratios Reports
- Historical Key Ratios & Productivity Ratios Report
- Peer Group Comparison
Link from CU/ALM-ware to CU/BUDGET-ware
1-Day Training at Brick & Associates' Office
- Under $50M $380/person
- Between $50M and $100M in assets $430/person
- Over $100M in assets $480/person
Model Policies
- Concentration Risk Policy (CRP) & Appendix A--CUs are now required to have a CRP
- Contingency Funding Plan (CFP)
- Basic ALM / NEV Policy
- Advanced ALM / NEV / NMD Policy
- Investment Policy (Two models from which to choose)
- Liquidity Management Policy
Graphs
- ALM Graphs
- Ability to Export Data to Excel to Generate Graphs
- Balance Sheet Graphs
- User-Defined Historical Key Ratios Graphs
Downloads
Extensive What-If Capabilities Ease of Use
- Save to PDF or RTF
- Efficient telephone support
- Sophisticated internal models
- Comprehensive Documentation
- Menu-driven structure with on-line help
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