Brick & Associates, Inc. was formed in l987. It specializes in ALM consulting and strategy development for credit unions. The CU/ALM-wareŽ System is the analytical tool used by the clients of Brick & Associates to monitor and control interest rate risk and to test ALM strategies prior to implementation. Brick & Associates also markets CU/BUDGET-wareŽ, conducts Annual Strategic Conferences, and software training classes to educate clients on the ALM process.