For
managers who are short-staffed or whose institutions are going through a transitional period, running ALM reports can be time-consuming. An ALM Outsourcing Relationship with Brick & Associates’ leaves management the time to focus on other managerial activities, such as serving the members. This ALM Consulting relationship allows management and the ALCO to take advantage of expert assistance in managing the balance sheet without purchasing or running software.
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| Shocked VR Investments by Maturity |
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| Non-Maturity Deposit (NMD) Premium Report |
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| Shocked Member Certificates by Maturity |
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| 4 Contingency Funding Stress Tests |
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| Shocked Borrowed Funds Distribution |
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| 3-year Income Sim.- No Rate Change |
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| FR Investments by Maturity/Call Distribution |
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| NMD Decay Rate Table, if applicable |
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| Shocked FR Investments by Maturity/Call Distribution |
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| VR Investments by Maturity |
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| Member Certificates Maturity Distribution |
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| Borrowed Funds by Maturity/Call Report |
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| Current Market Value (NEV) Report |
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| Shocked Market Value (NEV) Report |
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| 5-Year Income Simulation Report |
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| Schedule A Diagnostic Report |
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| Average Life/Repricing Report |
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Quarterly, Semi-Annual or Annual ALM and Historical Key Ratios Reports
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Access to Secured Client Area of
www.brickinc.com -
Model Concentration Risk Policy
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Model Contingency Funding Plan
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ALM, Investments, and Liquidity Management Policies
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Updated Target Rate Structure with Economic Commentary after each Fed meeting
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ALM Papers as written
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Key Economic Graphs updated quarterly
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Assistance interpreting Interest Rate Risk Profile
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Behavioral Assumption recommendations
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Credit Card Profitability Analysis
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Peer Group Data Comparison
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ALCO Discussion Checklist & Record
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Mortgage Loan Origination Graph
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Monthly National Mortgage Market Prepayment Data
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Historical Interest Rates
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Top 30 ALM FAQs & Answers
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Conference Calls regarding ALM problems if needed
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Assistance with ALM Regulatory Issues if needed
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Strategic ALM recommendations if needed
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Chapters explaining Shock Testing, Income Simulation, NEV and Market Value concepts, and Historical Key Ratios
- Annual 2-Day Strategic Conferences*
Strategic Conferences not included in outsourcing fee.
The outsourcing fee depends on the credit unions asset size, complexity, and frequency of reports. An initial set-up fee may apply. Contact Brick & Associates for a quote (800) 332-8188.
